Search Fernandina Beach Waterfront Homes, $400,000 – $500,000

ASSUMABLE 4.75% VA LOAN — available to veterans and non-veterans! A rare opportunity to secure an incredible rate on this waterfront Taylor Morrison home priced under $500K in the highly desirable Amelia Walk community. Perfectly set on a peaceful pond-front lot. Inside, you'll find 3 bdrms, 2.5 baths, plus a dedicated office. The heart of the home is the inviting kitchen, featuring granite countertops, a large center island, tile backsplash, pendant lighting, and abundant cabinetry. The private owner's suite is thoughtfully tucked away, showcasing calming water views and a spa-like bath with dual vanities, walk-in shower, and a generous walk-in closet. Enjoy LVP and tile throughout—no carpet. An expanded screened lanai where you can sip your morning coffee or unwind in the evenings while overlooking the water. The fenced yard, brick paver patio, lanai, and driveway complete the outdoor space. Amelia Walk is known for its resort-style amenities. Minutes to dt and the beach! $490,000 Active

85212 CHAMPLAIN Drive Fernandina Beach, Florida

3 Beds 3 Baths 1,987 SqFt

Move right in to this fully fenced, fully upgraded, waterfront 4/3 open floor plan home in beautiful Amelia Walk. Owners suite overlooks the lake, two bedrooms share a jack and jill bath and there is a separate 4th bedroom with it's own ensuite. Off of the large living room is a flex space with french doors. Ameila Walk offers amazing amenities is conveniently located to all Fernadina Beach offers. $475,000 Active

85541 STONEHURST Parkway Fernandina Beach, Florida

4 Beds 3 Baths 2,399 SqFt 0.22 Acres

*Pristine* lakefront home in Flora Parke in Fernandina Beach! From the curb appeal of the stacked-stone exterior to the beautifully updated interior, this waterfront home is sure to impress. Recent updates include a brand new roof, new AC, new flooring and lighting/ceiling fans throughout, fresh interior and exterior paint, new water heater and water softener, new AC vents and more. The kitchen features 42'' cabinets, granite countertops, stainless steel appliances, a breakfast nook, bar seating, and a large pantry. An open living area offers plenty of space for gathering, complete with a cozy fireplace and expansive glass doors that frame the pond view. The primary bedroom features a tray ceiling, large walk-in closet, and view. The ensuite bath has an extended vanity with dual sinks, a glass-enclosed shower, soaking tub, linen closet, and private water closet. Step outside to a fully fenced backyard with irrigation and mature privacy hedges on both sides. The screened lanai and paver patio create an inviting space for entertaining family and friends or simply relaxing and enjoying the view. You'll love the split floor plan, oversized laundry room, and ten-foot ceilings. Your homeowner's insurance will appreciate the new roof and hurricane shutters. This home is absolutely move in ready! It's one of a small handful of waterfront homes in our area under $500k. Flora Parke is an established neighborhood, with mature trees, in a prime location off Amelia Concourse. The builder is known for quality construction. Zoned for A-rated Yulee schools. Not in a flood zone. No CDD fees, and the HOA is just $480 per year. Virtual staging was used to add furniture only, no modifications were made to colors, flooring, or home features. $450,000 Active

32542 SUNNY PARKE Drive Fernandina Beach, Florida

4 Beds 2 Baths 2,008 SqFt 0.34 Acres

Located in Fernandina Beach and less than ten minutes from the shoreline, this spacious 4-bedroom, 2-bath Richmond American home offers over 1,800 square feet of modern, comfortable living and is truly move-in ready. Built in 2021, the home has been exceptionally well maintained and features an inviting open floor plan with split bedrooms for added privacy. The generous primary suite includes a huge walk-in closet, and the additional bedrooms are perfectly sized for family, guests, or a home office. The kitchen boasts a large central island that provides excellent prep space and seating, making it an ideal spot for entertaining or everyday meals. The open layout flows seamlessly into the living and dining areas, creating a bright and welcoming atmosphere. Step outside to your own backyard retreat. A screened-in lanai opens to a fully fenced yard that overlooks a peaceful preserve and serene pond—perfect for morning coffee, relaxing evenings, or outdoor gatherings. With no CDD a desirable Fernandina Beach location close to shopping, dining, and the area's stunning beaches, plus a seller who can close quickly, this home is an exceptional opportunity you won't want to miss. $400,000 Active

95446 WOODBRIDGE Parkway Fernandina Beach, Florida

4 Beds 2 Baths 1,816 SqFt 0.15 Acres

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